Professional Indemnity Insurance Brokers

Do you provide professional services or advice for a fee? Then Professional Indemnity Insurance is an essential part of your insurance program.
Professional Indemnity Insurance Brokers
Do you provide professional services or advice for a fee? Then Professional Indemnity Insurance is an essential part of your insurance program.

What is Professional Indemnity Insurance?

Professional Indemnity Insurance provides protection for your business against claims made by a client or customer alleging they suffered a financial loss as a result of your negligence, errors, or omissions. It covers legal costs and damages, ensuring financial stability and safeguarding reputations in the face of professional liability risks inherent across all businesses operating within Australia.

The importance of securing Professional Indemnity Insurance cannot be overstated. As a leading Professional Indemnity insurance broker in Australia, Cowden understands the potential liabilities professionals face every day. That’s why we tailor insurance solutions to the unique needs of your business. Through our comprehensive network of professional insurance brokers in Australia, our commitment is to offer robust protection, enabling you to conduct business with confidence and security.

Why You Need Professional Indemnity Insurance

Professional Indemnity Insurance is indispensable in today’s litigious environment.
It not only protects your business from financial liabilities arising from claims of professional negligence, errors, or omissions but also safeguards your reputation.
Financial Security

Coverage against legal costs and claims awarded for damages, ensuring your business remains financially viable.

Reputation Management

Supports a defence against claims, helping maintain your professional reputation.

Peace of Mind

Provides confidence in knowing you are protected and allows you to focus on your core business activities.

What Does Professional Indemnity Insurance Cover?

Professional Indemnity Insurance provides comprehensive coverage for a broad spectrum of risks encountered by professionals:
  • Error or Omission in rendering Professional Advice/Service
  • Unintentional Misleading and Deceptive Conduct
  • Inaccurate Advice, Faulty Designs
  • Loss or Damage to Documents
  • Unintentional Breaches of Contracts/Intellectual Property Rights
  • Fraudulent & Dishonest Acts
  • Unintentional Defamation
  • Legal Defence/Investigation Costs
  • Damages Awarded

What Businesses Need Professional Indemnity Insurance?

All professional businesses, from one person consultancies to large companies, who give professional advice or provide services to clients/customers, such as, but not limited to:
  • Accountants
  • Advertising Agents
  • Architects
  • Builders
  • Consultants
  • Draftsperson
  • Design Professionals
  • Engineers
  • Financial Advisors
  • IT Professionals
  • Lawyers
  • Manufacturers
  • Medical Practitioners
  • Mortgage Brokers
  • Project Managers
  • Real Estate Agents
  • Travel Agents
  • Quantity Surveyors

Cowden – Your Professional Insurance Brokers

Having a reliable Professional Insurance broker by your side is not just an option but a necessity.

At Cowden, we deliver specialised insurance brokerage services to business professionals across Australia. With a deep understanding of the challenges faced by professionals and a solid commitment to excellence, our Professional Indemnity insurance brokers create insurance solutions that are as robust as they are relevant, ensuring your business is comprehensively protected.

Choosing Cowden as your Professional Indemnity insurance broker means partnering with a firm that truly understands your business needs.

Industry Expertise

Our brokers possess a wealth of industry knowledge, ensuring your cover aligns perfectly with your specific needs.

Customised Solutions

We believe in providing personalised insurance solutions, allowing for the customisation of coverage to suit your business's scale and complexity.

National Presence

With a network of Insurance Brokers in Perth, Adelaide, Melbourne & Sydney, Cowden offers localised service with a national reach.

Client-Centric Approach

Our commitment to our clients is unwavering, focusing on delivering exceptional service and support.

Call Today!

For professionals seeking comprehensive Professional Indemnity Insurance, Cowden helps protect your business and reputation and gives you peace of mind. Contact us today to discuss your insurance needs with one of our expert brokers or Call us to learn more about how we can tailor the perfect insurance solution for your business.
Cowden Insurance Brokers
Trusted by Thousands

Our ability to consistently find the correct solution based on our clients needs has built the trust and loyalty that thousands of Australians have in us.

50 Years of Experience

Cowden Limited was founded in 1972 and through growth and acquisition has become a major force in the Australian insurance market.

Strong Referral Record

95% of new business is by-way-of referrals from our satisfied clients.

Safeguard your Business

We use cutting-edge technology to give you the most cost effective insurance solution.

We are Licensed Insurance Advisors

Along with our 50 years of experience, we hold an Australian Financial Services Licence.
Providing you with peace of mind that we have proven and authoritative service.

We've got you Covered

With offices in Perth, Adelaide, Melbourne and Sydney, we will find the solution for your insurance needs.

TESTIMONIALS
Hear What Our Clients Have to Say
Frequently Asked Questions

Yes, Cowden specialises in creating customised Professional Indemnity Insurance solutions tailored to your business's specific needs and risks. Our brokers work closely with you to ensure your coverage meets your requirements.

Professional Indemnity Insurance protects against claims resulting from mistakes, omissions, or professional negligence that can occur despite the best precautions. It covers the costs of legal defence and any damages awarded, ensuring that an unforeseen mistake does not jeopardise your business’s financial health.

While not mandatory for all occupations, Professional Indemnity Insurance is highly recommended for all professionals, regardless of industry. Specific clients or professional associations may require it as part of their contractual agreements.

Choosing the right level of coverage involves understanding the specific risks associated with your business activities. Cowden’s professional insurance brokers can provide expert guidance, helping assess your risk exposure and select the appropriate level of coverage. As a guide, for small to medium businesses, levels of cover vary from $1 million to $10 million

Professional Indemnity Insurance covers claims arising from professional advice or services, while Public Liability Insurance covers injury or damage to third parties or their property.

It's advisable to review your coverage annually or when significant changes to your business operations, services, or risk exposure occur.

The cost is influenced by your profession, the size of your business, the level of risk involved, the amount of coverage needed, and your claims history.

Claims-made means you are covered for claims made against you during the current period of insurance, regardless of the date when the incident occurred. This is why it’s important to notify claims as soon as you first become aware.

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