Commercial Motor Vehicle Insurance
What is Commercial Motor Vehicle Insurance?
Commercial Vehicle Insurance is designed to cover vehicles that are used for business purposes. At Cowden, we help you to choose the right insurance that’s affordable, flexible and offers all the protection you need to keep your business running smoothly.
Commercial Fleet Insurance is typically designed to cover ten or more company vehicles used for business purposes. This insurance covers multiple vehicles under a single policy, providing a cost-effective and efficient solution to protect your vehicles. Whether it’s a fleet of trucks, light or heavy excavators and loaders, trailers, buses or cars of any size or combination, we’re here to help you find the right insurance for your needs.
Why do I need Commercial Vehicle Insurance?
Accidents and unforeseen events can lead to significant financial losses. Commercial Motor Fleet Insurance protects your business from expensive repair costs, legal expenses, and compensation claims. It also eliminates the need for multiple policies and streamlines the administrative process, making it more affordable for businesses to protect their entire fleet.
In the event of an accident or theft, one or more of your vehicles may be out of commission for an extended period. This is an income protection style cover that allows you to choose your own weekly benefit amount and duration of cover. You tailor the cover to suit your needs; it can assist in hiring a replacement vehicle or meeting financial commitments.
Commercial Motor Fleet Insurance offers comprehensive coverage, protecting your vehicles against various risks such as accidents, theft, fire, vandalism, and third-party liabilities. This all-inclusive policy ensures your business isn’t out-of-pocket in the event of unexpected accidents (policy deductible/excesses may apply).
Managing a fleet of vehicles can be complex, but the administrative burden is reduced with Fleet Insurance that’s tailored to your company’s needs. With a single policy covering all vehicles, you can easily add or remove vehicles as your fleet size fluctuates, making it convenient and hassle-free.
Why choose us as your Commercial Vehicle Insurance Broker
When you choose Cowden as your Commercial Motor Fleet Insurance broker, you can rest assured that your business vehicles are fully protected.
Our longstanding history has allowed us to develop strong relationships with underwriters, and our experience positions us to have unparalleled insights into the Commercial Motor Fleet landscape. Empowering us to research the market, and deliver competitive rates and packages.
We understand that a one size fits all approach won’t work when it comes to insuring your fleet. Our experienced brokers will take the time to review your individual circumstances, ask the right questions, identify relevant risks and ensure you understand the options in front of you.
We will assign you a dedicated broker that you can contact in regards to your insurance policy. Our team of experienced professionals will get to know your business, your current outlook and plan for the future with you - ensuring a strong relationship between broker and client.
Our brokers are experienced in claim management and are always ready to help ease this burden for you. If there’s an accident with your vehicles, our brokers will guide you through the process to lodge a claim.
What Does Commercial Vehicle Insurance Cover?
Our ability to consistently find the correct solution based on our clients needs has built the trust and loyalty that thousands of Australians have in us.
Cowden Limited was founded in 1972 and through growth and acquisition has become a major force in the Australian insurance market.
95% of new business is by-way-of referrals from our satisfied clients.
We use cutting-edge technology to give you the most cost effective insurance solution.
Along with our 50 years of experience, we hold an Australian Financial Services Licence.
Providing you with peace of mind that we have proven and authoritative service.