Construction Insurance Brokers

Do you run a business in the construction sector? Then you need professional insurance brokers by your side.
Construction Insurance Brokers
Do you run a business in the construction sector? Then you need professional insurance brokers by your side.
Our offering comprises a suite of products and services including but not limited to Public Liability, Professional Indemnity, Directors & Officers, Workers Compensation in Risk States and contract reviews.

What is Construction Insurance?

Whether you’re an owner-builder, contractor, or a company overseeing multiple construction projects, securing the right insurance coverage is paramount.

Cowden, your trusted Australian insurance broker experts, are here to provide a comprehensive Construction Insurance solution tailored to your specific needs.

A Construction Insurance policy can cover a range of exposures so it’s important to find the right cover to provide protection during the construction period and protect your business against any legal liability claims which arise as a result of the construction project. It’s essential cover for anyone in the construction industry.

What’s Covered?

Construction Insurance has two key sections:

Cover for Material Loss or Damage during Construction

Physical loss or damage to the works under construction, including materials either at the construction site or stored off-site.
It also contains protection against any property damage incurred.
Key benefits you can select under this section:
A broad definition of what constitutes plant, tools, and equipment, enabling you to obtain more cover for an extended range of items
The option to extend the cover period to include any commissioning or testing phase
The ability to add the removal of debris following an insured event
Cover that extends to any structures that exist on the site before you commence the work
Cover for value of materials supplied by the principal over and above the contract value
Additional sum insured benefit for variations and escalation costs including inflation costs.
Professional fees associated with reinstating damaged property and many more.

Cover for Public and Products Liability

Cover for your legal liabilities in relation to the contract works during and after the construction project.
For example, third party injury and/or damage to property, injury to other contractors working at the site.
Specific benefits available under this section include:
The ability to extend your cover to include contractors and subcontractors while working on the site
Protection against public liability claims relating to the specific construction project or your business activities
Protection against losses arises from various personal injury claims
Cover for liability arising from products or property in your care, custody or control

Why choose us as your Construction Insurance Broker

We are proud to be one of the leading insurance brokerage companies in Australia, providing nationwide services to the construction industry.
When you choose Cowden as your Construction Insurance broker, you will benefit from our extensive experience and unwavering commitment within your industry.

We work closely with renowned insurance companies and underwriting agencies. You can rest assured that you will have access to a wide array of top-tier coverage options.

We can assist if you are a civil contractor, licensed builder, consultant, property developer, subcontractor, tradesperson, or anyone else involved in construction. Our team has significant insights into suitable protection required for your business, including those spanning the civil, industrial, commercial and residential sectors. When you come to us, you’ll get specific advice based on an appraisal of your project and the niche you serve.

Our brokers help you choose the right cover for your business.

For more information on how to find the right Construction Insurance coverage, do not hesitate to reach out to our professional insurance brokers across Australia.

Management of claims is critical for the wellbeing of the injured employee but also the cost of your insurance program.
Cowden Insurance Brokers
Trusted by Thousands

Our ability to consistently find the correct solution based on our clients needs has built the trust and loyalty that thousands of Australians have in us.

50 Years of Experience

Cowden Limited was founded in 1972 and through growth and acquisition has become a major force in the Australian insurance market.

Strong Referral Record

95% of new business is by-way-of referrals from our satisfied clients.

Safeguard your Business

We use cutting-edge technology to give you the most cost effective insurance solution.

We are Licensed Insurance Advisors

Along with our 50 years of experience, we hold an Australian Financial Services Licence.
Providing you with peace of mind that we have proven and authoritative service.

We've got you Covered

With offices in Perth, Adelaide, Melbourne and Sydney, we will find the solution for your insurance needs.

Hear What Our Clients Have to Say
Frequently Asked Questions
Construction Insurance, also known as Contract Works Insurance, are specifically designed policies for the construction industry. This includes contractors, builders, owner-builders, and companies managing multiple projects.

Yes, as an expert Construction Insurance broker, we can help you find customisable Construction Insurance policies that allow you to tailor your coverage to align precisely with your specific needs and preferences.

At your first opportunity contact us. If you’ve misplaced your broker’s contact information, you can locate it on our website’s location page. We will be there every step of the way. We will help you notify the insurer, collate and submit the right paperwork and see it through to the end of the claim.

Getting started is simple. Contact our experienced team of insurance brokers to discuss your construction insurance needs and receive a personalised quote. We’ll guide you through the process, help you choose the right coverage, and give you peace of mind knowing that your construction projects are well-protected.

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For our existing clients, please contact your broker directly. Refer to our location pages for their contact details.
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