Farm Insurance Brokers

Cowden Insurance Brokers are committed to tailoring a Farm Insurance package to suit your farm business, call Cowden today!
Farm Insurance Brokers
Cowden Insurance Brokers are committed to tailoring a Farm Insurance package to suit your farm business, call Cowden today!

What is Farm Insurance?

Farm Insurance protects against unpredictable events that can affect your farm business, from natural disasters to theft or breakdown of equipment. It helps cover everything from your home and contents to your farm machinery, buildings, livestock and more. With a Farm Insurance policy tailored to your needs, you can keep your farm business running smoothly.
As Farm Insurance brokers, we customise your coverage to ensure your financial stability and give you peace of mind.

Why Do You Need Farm Insurance?

No matter what size or type of farming activities you operate, Farm Insurance is vital for your business. Call Cowden professional insurance brokers today to discuss the benefits of Farm Insurance and obtain a free no-obligation quote.

• Financial Security: Insurance is like a financial safety net. If a disaster strikes, for example a fire, it covers the economic costs of repairs or replacement, helping you to bounce back faster.

• Peace of Mind: You spend less time worrying about “what-ifs” and more time managing your farm. It’s comforting to know your farm’s covered, leaving you to focus on your work and future plans.

• Compliance and Credibility: Having insurance not only meets certain legal and contractual requirements but also boosts your credibility with banks and other financial partners.

Cowden is a Farm Insurance broker committed to offering comprehensive protection for Australian farmers through tailored insurance solutions.

What Does Farm Insurance Cover?​

The benefits of Farm Insurance include asset protection, liability coverage, loss of income, and customised policies. Whether you are a crop grower, livestock producer or a small family farm, Cowden insurance brokers are here to help you tailor a Farm Insurance policy to safeguard your farm.

This comprehensive approach ensures that all elements of your farm, from your home to the most critical operational assets, are thoroughly protected. 

Here are some of the different covers you can consider when customising your Farm Insurance package:

Home and Contents

Protection for domestic property and belongings against unforeseen insured events, including option for accidental damage cover.

Farm Property

Cover for your farm property such as buildings, contents, machinery, fencing, hay and livestock in the event of an insured event, including option for accidental damage.

Farm Liability

Cover against third-party claims for personal injury or property damage as a result of your farm operations, including legal costs.

Farm Vehicles

Choice of comprehensive or third-party liability for your farm vehicles, such as tractors, trucks, mobile machinery plus cover for your private vehicles.

Machinery Breakdown

Cover for breakdown of your farm machinery, including option for unspecified machinery and deterioration of farm produce.


Cover for theft or attempted theft of your farm contents, specified farm machinery and money.

Business Interruption

Cover against reduction of gross income as a result of an insurable event, for example bushfire.

Land Transit

Cover for farm goods and livestock while in a conveying vehicle on land caused by an insured event, including collision and/or overturning of the conveying vehicle.

Working Dogs

Cover for your working dogs against loss or damage due to an insured event, i.e., death following accident or sickness.

Accident and Sickness

Cover for loss of income in the event the insured persons suffers an injury or illness.

Why Choose Cowden for Your Farm Insurance?

Cowden has been a trusted name in the Australian insurance market as an Insurance broker since 1972. As professional insurance brokers with offices in Perth, Adelaide, Melbourne, and Sydney, we’re well-positioned to serve farmers across Australia, whatever your location. Selecting Cowden means opting for a broker that:
Offers Comprehensive Solutions

We provide a wide range of coverage options to ensure the security of all aspects of your farm.

Tailored Insurance Solutions

We provide flexible, customised insurance policies that perfectly match your business requirements.

Dedicated Support

Our commitment to client satisfaction ensures superior service and assistance.

Prioritises Client Relationships

Our team is dedicated to building lasting relationships, offering consistent support and advice as your farming operations evolve.

Securing Your Future with Cowden Insurance Brokers
Securing Your Future with Cowden Do you need the expertise of a Farm Insurance broker? Contact Cowden today for expert guidance and a partner in securing your farm's future. Let's discuss how we can tailor a Farm Insurance solution that meets your needs. Call us and start a conversation about securing the future of your farm.
Cowden Insurance Brokers
Trusted by Thousands

Our ability to consistently find the correct solution based on our clients needs has built the trust and loyalty that thousands of Australians have in us.

50 Years of Experience

Cowden Limited was founded in 1972 and through growth and acquisition has become a major force in the Australian insurance market.

Strong Referral Record

95% of new business is by-way-of referrals from our satisfied clients.

Safeguard your Business

We use cutting-edge technology to give you the most cost effective insurance solution.

We are Licensed Insurance Advisors

Along with our 50 years of experience, we hold an Australian Financial Services Licence.
Providing you with peace of mind that we have proven and authoritative service.

We've got you Covered

With offices in Perth, Adelaide, Melbourne and Sydney, we will find the solution for your insurance needs.

Hear What Our Clients Have to Say
Frequently Asked Questions

Farm Insurance covers all types of farms; cattle, beef, sheep, fruit and vegetable, produce, dairy, grain, vineyards, orchards - hobby farms to small family-run farms to large businesses.

Absolutely. At Cowden, we believe that every farm has unique needs. Our brokers tailor your insurance coverage to meet your operation's specific risks.

Costs depend on many factors, such as location, sector, size, assets, etc. Call us today for a free quote!

Yes, there often is a deductible or excess and limits on cover. Our brokers will explain the insurance coverage to you when tailoring your specific policy.

At the first opportunity contact us. We will be there every step of the way. We will help you notify the insurer, explain how the pay your excess, gather and submit the right paperwork and see it through to the end of the claim.

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For our existing clients, please contact your broker directly. Refer to our location pages for their contact details.
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